Simplify your savings strategy.
Link BLU Savings to BLU Rewards or BLU Cash Back and earn more from your savings.‡
Benefits of BLU Savings
- No monthly service charges
- Track savings growth with RSB digital banking tools
- Pair with a BLU checking account for more savings
- Free account that builds your savings effortlessly
- Links to free BLU Rewards Checking or BLU Cash Back Checking
- Automatic transfers of BLU Rewards or BLU Cash Back earnings
- 2.00% APY‡ on balances up to and including $100,000
- 2.00% to 1.25% APY on balances over $100,000 depending on balance in account‡
- 0.10% APY‡ on all balances if qualifications are not met in BLU Rewards or BLU Cash Back
- Access to Online Banking and Mobile Banking
- Manage your money anytime, anywhere
- Check your balance, pay bills, and transfer funds seamlessly
- No monthly service charge
- No minimum balance to earn rewards
- $100 minimum deposit to open
Qualifications to Earn the Higher Rate
Qualifying for your BLU Rewards Checking or BLU Cash Back Checking rewards automatically qualifies you for the highest BLU Savings rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your BLU Rewards or BLU Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit or ACH Payment or Bill Pay
- Be enrolled in and agree to receive eStatements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on BLU Savings. And you can get right back to earning your full rewards the very next cycle that you qualify.
‡Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$75.00 minimum deposit is required to open a BLU Checking account.
$100.00 minimum deposit is required to open a BLU Savings account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of BLU Savings’ linked BLU Rewards Checking or BLU Cash Back Checking account's qualifications.
Limit of one (1) BLU Checking and one (1) BLU Savings accounts per person, based on Tax Identification Number (TIN).
There are no recurring monthly maintenance charges or fees to open or close this account.
A BLU Rewards Checking or BLU Cash Back Checking account is required to have a BLU Savings account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx

