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Riley State Bank

Investment Accounts

Certificates of Deposit (CDs)

We offer Certificates of Deposit in whatever term you wish to invest your funds, at very competitive rates...terms from 30 days to 6 years. You pick the term that best meets your needs.

Individual Retirement Accounts (IRAs)

If you are under age 70 ½ for the entire tax year and have compensation (salary or wages), you are eligible for an IRA. We offer various accounts including an IRA Savings account that you can add to at any time and IRA CD's with terms from 6 months to 72 months.

You may contribute to a ROTH IRA at any age as long as you have earned income and file a tax return, and if you're married, you both automatically qualify. The earned income must be in the form of wages, salary, tips, alimony, or profit from business or farming. There are income limitations to this account. Call for information on these limitations.